| SL. | TYPE OF ADVANCE | RATE OF INTEREST |
| 1 | PERSONAL LOAN ( Maximum Rs.1,00,000/- ) | 14.00 % |
| 2 | VEHICLE LOAN : | |
| TWO WHEELER | 09.00% | |
| FOUR WHEELER | 09.00% | |
| FOUR WHEELER ( Commercial ) w.e.f. 29.08.18 | 11.00 % | |
| OLD CAR ( UPTO 5 YEARS OLD ) w.e.f. 14.12.2020 | 11.00 % | |
| 3 | BUILDING LOAN | |
| RESIDENTIAL HOME LOAN | 09.50% | |
| OFFICE / SHOP LOAN | 12.00% | |
| 4 | S S I LOAN | 13.50% |
| 5 | AGAINST N.S.C / K.V.P./GOVT.SEC. | |
| GOLD ORNAMENTS (w.e.f.23.10.19) | 09.00% | |
| GOLD ORNAMENTS TERM LOAN (w.e.f. 23.07.21) | 09.00% | |
| LOAN / OF : AGAINST N.S.C / K.V.P./ L I C/GOVT.SEC. | 09.00% w.e.f.01.09.2021 | |
| LOAN / OVERDRAFT AGAINST FIXED DEPOSIT OWN FD | 2.00% | |
| THIRD PARTY FD | 3.00% | |
| 6 | HIRE PURCAHSE (OTHER THEN SCOOTER, CAR AND CONSUMER) | 13.00% |
| 7 | HIRE PURCHASE CONSUMER LOAN (W.E.F 23/05/2018) | 09.25% |
| 8 | DOCTOR / PROFESSIONAL | 08.25%w.e.f 01.09.2021 |
| 9 | AGAINST IMMOVABLE PROPERTY | 10.25% |
| 10 | BUSINESS TERM LOAN | 12.00% |
| SHREE VARDHAMAN SAHAKARI BANK LTD – HELPS YOU LIVE BETTER |
| SL. | TYPE OF ADVANCE | RATE OF INTEREST |
| 1 | CASH CREDIT & OVERDRAFT | 12.50 % w.e.f 01.09.2021 |
| 2 | OVER DRAFT AGAINST PROPERTY | 13.50% |
| 3. | ADVANCE AGAINST N.S.C / K.V.P./LIC/GOVT.SEC | 11.00% |
| 4. | OVERDRAFT AGAINST FIXED DEPOSIT: | |
| (A) OWN FD | 2.00 %(More) | |
| (B) THIRD PARTY FD | 3.00 %(More) |
INTEREST RATE ON DEPOSIT (EFFRCTIVE FROM 15.03.2023)
| SR. | PERIOD |
RATE OF INTEREST |
| 1 | 91 DAYS To Below 1 YEAR | 5.00% |
| 2 | 1 YEAR To Upto 3 YEAR | 6.75% |
| 3 | 3 YEAR To Upto 5 YEAR | 5.25% |
| ADDITION 0.5% FOR SENIOER CITIZEN DEPOSITORS ON DEPOSIT PERIOD 1 YEAR AND ABOVE | ||
Credit Interest Rate for Savings Bank Account (3.00%) w.e.f. 10.02.2020